Chances of getting into UM, UF, FSU, FIU, UCF? & SAT advice?

I am only familiar with the requirements for UM as that is my top school. Your GPA is sounds pretty good. Work to raise it to at least a 3.8, which shouldn't be too hard as you sound really smart. They don't look at PSAT so don't worry if those are bad. Work with your tutor and take A LOT of SAT practice tests! One of the books I bought recommends taking at least 10. 1 every Saturday morning leading up to the test. The book is called "Hack the SAT". It is extremely helpful and gives tons of tricks, I strongly recommend it. Your extracurriculars and volunteer hours are awesome! I would say you have a great chance getting into any school that you want. UM is the best school in Florida and they give great scholarships. Almost everyone there has a very generous scholarship (average 22,000 give or take a little) so don't let the tuition scare you away. I would focus on that college. UF is very big! FIU isn't as well known. I heard it is more of a commuter school, not sure what that means lol. I'm not that familiar with FSU or UCF. Anyway, I wish you the best of luck. It sounds like you have a bright future. Good luck!!!